Woodlands, 51 km. The sun shines. I smear on sunblock for my dose of cycletherapy. To spice up the ride, I count the number of stop lights. There are 49 sets (each set is two or more traffic lights; a pedestrian crossing would have two, an X-junction would have four or more). This makes almost one set of lights for every km on the route. I sure wish there was a set of lights where I have my accident.
The rain pours down as I cycle downhill. A group of pedestrians cross the road; a big lady with some teenagers. I yell. Lady looks at me, looks away and continues crossing. I jam brakes. Brake blocks grip wet rims. Tyres lock. Forward motion continues. No time for evasive action, no time to brace for impact or wince. Bicycle meets body. She takes 1-2 steps sideways, still carrying her umbrella above her head. No blood is shed. Everyone remains upright, my foot unclips by reflex. Lady giggles and says something which sounds like “I thought highway code says I should launch myself into the path of a cyclist going downhill in the rain and bicycles have anti-lock braking systems”.
Sunblock doesn't block the rain from pouring down, nor blockhead from jaywalking.